Michael Padway is one of them motorcycle accident lawyers Los Angeles area. I personally don’t know of any lawyers locally who actually market themselves specialising in motorcycle accidents. You need someone like Padway to give you a bit of crucial insight on how insurance and the law works in Malaysia for motorcycle accidents. A biker might ram into your car from behind and ideally he’s the one at fault. You might think it’s ok to claim your insurance to repair the damage he did to your car. But after a while, the biker could claim injury from your insurance company and this causes you to loose your NCB. Hence you end up paying a much higher premium for your insurance policy. If you’re a car driver, never get into an accident with a biker.